<h1>Health insurance<br />
made for you</h1>

<p>Aetna offers a variety of individual<br />
and family health insurance plans<br />
to suit different needs.</p>


Individual health insurance

<div class="table-responsive">
<div class="table-responsive">
<table class="primary-table">
	<thead>
		<tr>
			<th rowspan="2" style="width: 373.812px;">Description</th>
			<th colspan="3" style="width: 376.987px;">Benefits (THB)</th>
		</tr>
		<tr>
			<th style="width: 121.95px;">Plan 1</th>
			<th style="width: 121.95px;">Plan 2</th>
			<th style="width: 121.887px;">Plan 3</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="4" style="text-align: left;">Inpatient hospitalization benefits</th>
		</tr>
		<tr>
			<td>Maximum limit per disability*. Covers 80% of eligible inpatient medical expenses after your deductible is met</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">600,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">700,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">800,000</td>
		</tr>
		<tr>
			<td rowspan="4">3 options of Deductible**&nbsp;(per disability*)</td>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Option 1: 10,000</td>
		</tr>
		<tr>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Option 2: 20,000</td>
		</tr>
		<tr>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Option 3: 30,000</td>
		</tr>
	</tbody>
	<tbody>
		<tr>
			<td>Non-intensive care hospital accommodation*** (maximum per day)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">5,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">6,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">7,000</td>
		</tr>
		<tr>
			<th colspan="4" style="text-align: left;">Personal Accident</th>
		</tr>
		<tr>
			<td>Personal Accident (Or.bor.2)****</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
		</tr>
		<tr>
			<th colspan="4" style="text-align: left;">Virtual Doctor Service*****</th>
		</tr>
		<tr>
			<td>Virtual doctor consultation*****</td>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Unlimited</td>
		</tr>
		<tr>
			<td rowspan="4">Optional outpatient cover, including medication prescribed by vHealth (maximum of 1 visit per day and 30 visits per year)</td>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Option 1: 500/ visit</td>
		</tr>
		<tr>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Option 2: 1,000/ visit</td>
		</tr>
		<tr>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Option 3: 2,000/ visit</td>
		</tr>
	</tbody>
	<tbody>
		<tr>
			<td>Medicine delivery service******</td>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Unlimited</td>
		</tr>
	</tbody>
</table>
</div>
<br />
​<strong>Remark:</strong><br />
* Per Disability or Single Confinement means the case when the Covered Person is confined to a Hospital or Medical Center as an Inpatient at any time, which include the confinements for 2 times or more due to the same causes, disease, or complication, with intervals of not more than 90 days from the most recent discharge from a Hospital or Medical Center. Outpatient treatment for no more than 30 days from the most recent treatment due to the same cause, disease or complication shall also be deemed a Single Confinement.<br />
** For medical expenses includes surgeon&rsquo;s fees, operating room fee, physician&rsquo;s hospital visit fee, specialist&rsquo;s consultation fees, but not exceeding the maximum benefit specified in the policy schedule.<br />
*** Provides benefits and coverage of non-intensive care room in case of the deductible amount has been reached.<br />
**** Personal Accident insurance (Or.bor.2) provides benefits in case of death, dismemberment, loss of sight, loss of hearing, loss of speech, and total permanent disability (50% of the sum assured for personal accident coverage while riding a motorcycle whether as a rider or passenger).<br />
***** This service is run by vHealth which provides you to on-demand access to our licensed doctors.<br />
****** This service is provided by Aetna Services (Thailand) Limited</div>


vHealth vCare

<p><strong>Health insurance</strong></p>

<ul>
	<li>Eligible for persons aged 15 days to 65 years</li>
	<li>For members with more than one policy with Aetna, we will pay up to THB 30m per injury or sickness depending on eligible plan limits</li>
	<li>Costs associated with diagnostic tests such as PET Scan, MRI, CT scans, Echocardiogram or Exercise Stress Test (EST) will typically be paid under Outpatient Benefits, unless pre-approved by Aetna. If pre-approved, they will be paid under the inpatient hospitalisation benefits</li>
	<li>Worldwide coverage excluding the U.S., where cover is only available for injuries caused by accidents.</li>
	<li>Members that purchase their plan before 60 years old and continuously renew the policy will be eligible for lifetime renewal. Members who purchase a plan after 60 years old will be eligible to renew the policy until 70 years old.</li>
</ul>

<p><strong>Personal Accident</strong></p>

<ul>
	<li>For members with more than one policy with Aetna, we will pay up to THB 1m per member, depending on eligible plan limits</li>
</ul>


<p>Please see your plan documents for a full list of exclusions.<br />
<br />
<strong>Health insurance&nbsp;&nbsp;</strong></p>
Please see plan documents for a full list of exclusions. Examples of our typical exclusions are as follow

<ul>
	<li>Pre-existing conditions: any diseases (including a complication), symptoms or disorders that occur before the policy start date.</li>
	<li>Medical expenses for any illness that occurs within first 30 days of policy inception</li>
	<li>Sickness or diseases occurring within 180 days of policy inception, including tumours or cancers, polyps or cysts, haemorrhoids, hernias, pterygium, pinguecula or cataracts, tonsillectomy or adenoidectomy, stones, endometriosis, varicose veins, hallux valgus, ganglions.</li>
	<li>Treatment or corrective surgery for congenital anomalies or developmental disorders.</li>
	<li>Medical expenses incurred for the treatment of attempted suicide or self-inflicted injury.</li>
	<li>Acquired Immune Deficiency Syndrome (AIDS), including any related complications or sexually transmitted diseases.</li>
	<li>Any unconventional treatment, alternative medical treatment or experimental treatment.</li>
	<li>Health check-ups, hospital confinement, requests for surgery or convalescences that are not medically necessary.</li>
	<li>Pregnancy, childbirth, miscarriage , contraception and sterilisation.</li>
	<li>Visual acuity, laser eye treatment, LASIK, dental treatment and aesthetics treatment for issues such as acne and blemishes.</li>
</ul>

<p><br />
<strong>Personal accident&nbsp;&nbsp;</strong></p>

<ul>
	<li>We will cover you for death, dismemberment, loss of sight, loss of hearing, loss of speech, or permanent disability arising from injury due to accident.</li>
	<li>We may not cover injuries resulting from:
	<ul>
		<li>Dangerous sports</li>
		<li>Flying in a non-commercial aircraft or whilst serving as a crew member in any aircraft</li>
		<li>Being under the influence of drugs or alcohol</li>
		<li>Suicide or self inflicted injury</li>
		<li>Driving or riding as a passenger on a motorcycle - only 50% of the benefit will be paid</li>
		<li>Bacterial infections</li>
		<li>Miscarriage resulting from an accident</li>
		<li>Taking part in a fight</li>
		<li>Criminal acts</li>
		<li>War</li>
		<li>Radioactivity</li>
	</ul>
	</li>
</ul>


<h2>vHealth vCare</h2>

<p>An all-in-one health protection solution<br />
for the new normal, featuring cover for<br />
physical treatment plus unlimited<br />
telemedicine consultations</p>

<p>&nbsp;</p>


An all-in-one health protection solution for the new normal, featuring cover for physical treatment plus unlimited telemedicine consultations.

<div class="table-responsive">
<table class="primary-table">
	<thead>
		<tr>
			<th style="width: 50%;">Outpatient benefits</th>
			<th style="width: 8.33%;">Plan 1</th>
			<th style="width: 8.33%;">Plan 2</th>
			<th style="width: 8.33%;">Plan 3</th>
			<th style="width: 8.33%;">Plan 4</th>
			<th style="width: 8.33%;">Plan 5</th>
			<th style="width: 8.33%;">Plan 6</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<td>Outpatient benefits, maximum benefit 1 visit per day, 30 visits per year</td>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,500</td>
		</tr>
		<tr>
			<td colspan="7">Outpatient benefits, maximum payable per year</td>
		</tr>
		<tr>
			<td>- OPD 28 plan</td>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">28,000</td>
		</tr>
		<tr>
			<td>- OPD 40 plan</td>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">40,000</td>
		</tr>
		<tr>
			<td>- OPD 60 plan</td>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">60,000</td>
		</tr>
	</tbody>
</table>

<table class="primary-table">
	<thead>
		<tr>
			<th style="width:50%;">Maternity (policyholders is able to purchase one of any maternity benefit plans)</th>
			<th style="width:12.5%;">Plan 1</th>
			<th style="width:12.5%;">Plan 2</th>
			<th style="width:12.5%;">Plan 3</th>
			<th style="width:12.5%;">Plan 4</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="6">Eligible for expenses related to pregnancy and childbirth (regardless the expenses related to a child).</th>
		</tr>
		<tr>
			<td>- Normal delivery, assisted delivery or intentional cesarean delivery</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">40,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">60,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">90,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">120,000</td>
		</tr>
		<tr>
			<td>- Ectopic pregnancy or emergency cesarean section</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">80,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">120,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">180,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">240,000</td>
		</tr>
		<tr>
			<td>- Miscarriage</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">20,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">30,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">45,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">60,000</td>
		</tr>
	</tbody>
</table>

<table class="primary-table">
	<thead>
		<tr>
			<th style="width: 50%;">Additional Personal Accident</th>
			<th style="width: 8.33%;">Plan 1</th>
			<th style="width: 8.33%;">Plan 2</th>
			<th style="width: 8.33%;">Plan 3</th>
			<th style="width: 8.33%;">Plan 4</th>
			<th style="width: 8.33%;">Plan 5</th>
			<th style="width: 8.33%;">Plan 6</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="7">Personal Accident (Or.bor.2)****</th>
		</tr>
		<tr>
			<td>- PA 200 plan</td>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">200,000</td>
		</tr>
		<tr>
			<td>- PA 400 plan</td>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">400,000</td>
		</tr>
		<tr>
			<td>- PA 900 plan (for occupation class 1 and 2 only)</td>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">900,000</td>
		</tr>
	</tbody>
</table>
</div>
<br />
* Per Disability or Single Confinement means the case when the Covered Person is confined to a Hospital or Medical Center as an Inpatient at any time, which include the confinements for 2 times or more due to the same causes, disease, or complication, with intervals of not more than 90 days from the most recent discharge from a Hospital or Medical Center. Outpatient treatment for no more than 30 days from the most recent treatment due to the same cause, disease or complication shall also be deemed a Single Confinement.<br />
** Full cover for hospital general expenses, surgeon&#39;s fees and physician&#39;s hospital visit fee, but not exceeding the maximum benefit specified in the policy schedule.<br />
*** For annual health check-up and maternity benefits, policyholders must make an advance payment for medical services.<br />
**** Personal Accident insurance (Or.bor.2) provides benefits in case of death, dismemberment, loss of sight, loss of hearing, loss of speech, and total permanent disability (50% of the sum assured for personal accident coverage while riding a motorcycle whether as a rider or passenger).<br />
<br />
<strong>Remarks:</strong><br />
- Cost associated with tests such as PET scan, MRI, CT scan, Echocardiogram or Exercise stress test will normally be paid under outpatient benefits. If those tests have been approved in advance by Aetna, they will be paid under hospital general expenses benefits.<br />
- Worldwide coverage for medical treatment in case of sickness or accident (excluding the United States of America where the benefits will be paid for the injury from an accident only).<br />
- For maternity benefits, policyholders will only be covered if they have been insured for at least 280 consecutive days before childbirth and at least 90 consecutive days before a miscarriage.

Platinum+

<div class="table-responsive">
<table class="primary-table">
	<thead>
		<tr>
			<th rowspan="2" style="width: 50%;">Description</th>
			<th colspan="6" style="width: 50%;">Benefits (THB)</th>
		</tr>
		<tr>
			<th style="width: 8.33%;">Plan 1</th>
			<th style="width: 8.33%;">Plan 2</th>
			<th style="width: 8.33%;">Plan 3</th>
			<th style="width: 8.33%;">Plan 4</th>
			<th style="width: 8.33%;">Plan 5</th>
			<th style="width: 8.33%;">Plan 6</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="7">Inpatient hospitalization benefits</th>
		</tr>
		<tr>
			<td>Maximum benefit for an injury or sickness per disability*</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,000,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">3,000,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">5,000,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">30,000,000</td>
		</tr>
		<tr>
			<th>Standard deductible</th>
			<th colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Nil</th>
		</tr>
		<tr>
			<td rowspan="4">Deductible options</td>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB 30,000</td>
		</tr>
		<tr>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB 50,000</td>
		</tr>
		<tr>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB 100,000</td>
		</tr>
		<tr>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB 200,000</td>
		</tr>
		<tr>
			<th colspan="7">Room and board including fees for nursing services</th>
		</tr>
		<tr>
			<td>Non-intensive care room, maximum payable per day</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">8,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">11,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">12,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">15,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">20,000</td>
		</tr>
		<tr>
			<td>Intensive Care Unit (ICU), maximum payable per day (with a maximum limit of 15 days per disability)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">16,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">16,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">16,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">16,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">30,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">40,000</td>
		</tr>
		<tr>
			<th colspan="7">Hospital general expenses</th>
		</tr>
		<tr>
			<td>Hospital general expenses</td>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in full**</td>
		</tr>
		<tr>
			<td>Emergency accidental outpatient treatment (first visit within 24 hours<br />
			after the accident and follow-up treatment within 15 days)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">15,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">18,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">20,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">30,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">50,000</td>
		</tr>
		<tr>
			<td>Ambulance, maximum per disability</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,000</span></td>
		</tr>
		<tr>
			<td>Fee for special nurse care, maximum payable per day (limited to 15 days)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">500</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">500</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">500</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">500</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">500</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">500</span></td>
		</tr>
		<tr>
			<th colspan="7">Surgeon&rsquo;s fees</th>
		</tr>
		<tr>
			<td>Surgeon&rsquo;s fees</td>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in full**</td>
		</tr>
		<tr>
			<th colspan="7">Physician&rsquo;s hospital visit fee</th>
		</tr>
		<tr>
			<td>Physician&rsquo;s hospital visit fee, maximum payable per day</td>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in full**</td>
		</tr>
		<tr>
			<td>Specialist&rsquo;s consultation fees</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">15,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">20,000</span></td>
		</tr>
		<tr>
			<th colspan="7">Emergency medical assistance</th>
		</tr>
		<tr>
			<td>Emergency medical evacution, repatriation and repatriation of mortal remains</td>
			<td colspan="6" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">USD 1,000,000</td>
		</tr>
		<tr>
			<th colspan="7">Annual health check-up***</th>
		</tr>
		<tr>
			<td>Annual health check-up one visit per year on reimbursement basis</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">500</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">700</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">800</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">5,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</span></td>
		</tr>
		<tr>
			<th colspan="7">Personal Accident</th>
		</tr>
		<tr>
			<td>Personal Accident (Or.bor.2)****</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</span></td>
		</tr>
	</tbody>
</table>
</div>
<br />
* Per Disability or Single Confinement means the case when the Covered Person is confined to a Hospital or Medical Center as an Inpatient at any time, which include the confinements for 2 times or more due to the same causes, disease, or complication, with intervals of not more than 90 days from the most recent discharge from a Hospital or Medical Center. Outpatient treatment for no more than 30 days from the most recent treatment due to the same cause, disease or complication shall also be deemed a Single Confinement.<br />
** Full cover for hospital general expenses, surgeon&#39;s fees and physician&#39;s hospital visit fee, but not exceeding the maximum benefit specified in the policy schedule.<br />
*** For annual health check-up and maternity benefits, policyholders must make an advance payment for medical services.<br />
**** Personal Accident insurance (Or.bor.2) provides benefits in case of death, dismemberment, loss of sight, loss of hearing, loss of speech, and total permanent disability (50% of the sum assured for personal accident coverage while riding a motorcycle whether as a rider or passenger).<br />
<br />
<strong>Remarks:</strong><br />
- Cost associated with tests such as PET scan, MRI, CT scan, Echocardiogram or Exercise stress test will normally be paid under outpatient benefits. If those tests have been approved in advance by Aetna, they will be paid under hospital general expenses benefits.<br />
- Worldwide coverage for medical treatment in case of sickness or accident (excluding the United States of America where the benefits will be paid for the injury from an accident only).<br />
- For maternity benefits, policyholders will only be covered if they have been insured for at least 280 consecutive days before childbirth and at least 90 consecutive days before a miscarriage.

<p><strong>Health insurance</strong></p>

<ul>
	<li>Eligible for persons aged 15 days to 65 years</li>
	<li>For members with more than one policy with Aetna, we will pay up to THB 30m per injury or illness depending on eligible plan limits.</li>
	<li>Costs associated with diagnostic tests such as PET scans, MRI, CT scans, Echocardiogram or Exercise Stress Test (EST) will typically be paid under&nbsp;outpatient benefits, unless such tests have been pre-approved by us. If pre-approved,&nbsp;they will be paid under inpatient hospitalisation benefits.</li>
	<li>Worldwide coverage excluding the U.S.,&nbsp;where cover is only available for injuries caused by accidents.</li>
	<li>Members who purchase their plan&nbsp;before 60 years old and continuously renew the plan&nbsp;will be eligible for lifetime renewal. Members&nbsp;who purchase&nbsp;their plan&nbsp;after 60 years old will be eligible to renew the policy until they are&nbsp;70 years old.</li>
	<li>For maternity benefits, members must have had this cover for at least 280 consecutive days before&nbsp;childbirth claims are eligible, and&nbsp;at least 90 consecutive days before claims for miscarriage are eligible.</li>
</ul>

<p><strong>Personal Accident</strong></p>

<ul>
	<li>For members with more than one policy with Aetna, we will pay up to&nbsp;THB 1m per member, depending on eligilbe plan limits.</li>
	<li>For the&nbsp;Personal Accident limit option of THB 900,000, we will&nbsp;only cover members who are in class 1 and 2 occupations. Please contact your Aetna representative for more details.</li>
</ul>


<p>Please see your plan documents for a full list of exclusions.&nbsp;Examples of our typical exclusions are as follow:<br />
<br />
<strong>Health insurance&nbsp;&nbsp;</strong></p>

<ul>
	<li>Pre-existing conditions or medical expenses for an illness that occurs within 30 days of policy inception</li>
	<li>Treatment for congenital anomalies or developmental disorders</li>
	<li>Medical expenses incurred from the treatment of attempted suicide or self-inflicted injury</li>
	<li>Acquired Immune Deficiency Syndrome (AIDS), including related complications or sexually transmitted diseases</li>
	<li>Any medical treatment that is experimental, including alternative treatments</li>
	<li>Treatment that is not medically necessary</li>
	<li>Pregnancy, childbirth, miscarriage (unless the maternity option is purchased), contraception, sterilisation</li>
	<li>Visual acuity, laser eye treatment, LASIK, dental treatment and cosmetic treatments such as for acne or blemishes</li>
	<li>Specific illnesses that occur within 6 months of policy inception, such as tumors or cancers, polyps or cysts, hemorrhoids, hernias, pterygium, pinguecula or cataracts, tonsillectomy or adenoidectomy, kidney stones, endometriosis, varicose veins, hallux valgus, ganglions</li>
</ul>

<p><br />
<strong>Personal accident&nbsp;&nbsp;</strong></p>

<ul>
	<li>We will cover you for death, dismemberment, loss of sight, loss of hearing, loss of speech, or permanent disability arising from injury due to accident.&nbsp;</li>
	<li>We may not cover injuries resulting from:
	<ul>
		<li>Dangerous sports.</li>
		<li>Flying in a non-commercial aircraft or whilst serving as a crew member in any aircraft</li>
		<li>Being under the influence of drugs or alcohol</li>
		<li>Suicide or self inflicted injury</li>
		<li>Driving or riding as a passenger on a motorcycle - only 50% of the benefit will be paid and not more than THB 200,000</li>
		<li>Bacterial infections</li>
		<li>Miscarriage resulting from an accident</li>
		<li>Taking part in a fight</li>
		<li>Criminal acts</li>
		<li>War</li>
		<li>Radioactivity</li>
	</ul>
	</li>
	<li>Personal accident cover is not available to children under 18 years</li>
</ul>


<h2>Platinum+</h2>

<p>Care for your health at the highest level<br />
with comprehensive worldwide health cover<br />
of&nbsp;up to THB 30m per illness or injury</p>

<p>&nbsp;</p>


Comprehensive health cover up to THB 30m per disability

<div class="table-responsive">
<table class="primary-table">
	<thead>
		<tr>
			<th rowspan="2" style="width: 50%;">Description</th>
			<th colspan="4" style="width: 50%;">Benefits (THB)</th>
		</tr>
		<tr>
			<th style="width: 12.5%;">Sapphire 08</th>
			<th style="width: 12.5%;">Ruby 08</th>
			<th style="width: 12.5%;">Emerald 08</th>
			<th style="width: 12.5%;">Diamond 08</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="5">Inpatient Hospitalization Benefits</th>
		</tr>
		<tr>
			<td>Maximum benefit for an injury or sickness per disability* (including Major Medical Treatment benefit)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">300,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">400,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">500,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">600,000</td>
		</tr>
		<tr>
			<th colspan="5">Room and Board including Fees for Nursing Services</th>
		</tr>
		<tr>
			<td>Non-intensive Care Room (maximum payable per day)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,400</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,500</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">4,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">5,000</td>
		</tr>
		<tr>
			<td>Intensive Care Unit (ICU), maximum payable per day (with a maximum limit of 15 days per disability*)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,800</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">5,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">8,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</td>
		</tr>
		<tr>
			<th colspan="5">Hospital General Expenses</th>
		</tr>
		<tr>
			<td>Hospital General Expenses</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">16,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">30,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">40,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">50,000</td>
		</tr>
		<tr>
			<td>Emergency Accidental Outpatient Treatment (first visit within 24 hours<br />
			after the accident and follow-up treatment within 15 days), included in Hospital General Expenses</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,200</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">4,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">5,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">7,000</td>
		</tr>
		<tr>
			<td>Ambulance (maximum per disability), included in Hospital General Expenses</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
		</tr>
		<tr>
			<th colspan="5">Surgeon&rsquo;s fees</th>
		</tr>
		<tr>
			<td>Surgeon&rsquo;s fees including Consultation fees (as per Surgical Schedule)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">22,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">40,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">50,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">70,000</td>
		</tr>
		<tr>
			<th colspan="5">Physician&rsquo;s hospital visit fee</th>
		</tr>
		<tr>
			<td>Physician&rsquo;s hospital visit fee (maximum payable per day)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">300</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">600</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">900</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,200</td>
		</tr>
		<tr>
			<th colspan="5">Major Medical Treatment</th>
		</tr>
		<tr>
			<td colspan="5" style="color: rgb(104, 52, 124); font-weight: 700; text-align: left;">Major Medical Treatment pays 80% of the actual costs for a sum exceeding the inpatient hospitalization benefits (excluding room and board and fees for nursing services), up to the maximum benefit by plan</td>
		</tr>
		<tr>
			<th colspan="5">Personal Accident</th>
		</tr>
		<tr>
			<td>Personal Accident (Or.Bor.2)**</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">20,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">40,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">60,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
		</tr>
	</tbody>
</table>
</div>
<br />
<strong>​Remarks</strong><br />
*Per Disability or Single Confinement means the case when the Covered Person is confined to a Hospital or Medical Center as an Inpatient at any time, which include the confinements for 2 times or more due to the same cause, disease, or complication, with intervals of not more than 90 days from the most recent discharge from a Hospital or Medical Center. Outpatient treatment for no more than 30 days from the most recent treatment due to the same cause, disease or complication shall also be deemed a Single Confinement.<br />
**Personal Accident insurance (Or.Bor.2) provides benefits in case of death, dismemberment, loss of sight, loss of hearing, loss of speech, and total permanent disability (50% of the sum assured for personal accident coverage while riding a motorcycle whether as a rider or passenger).<br />
- For Major Medical Treatment benefit, the Company pays 80% of the actual costs for a sum exceeding the inpatient hospitalization benefits including hospital general expenses, surgeon&rsquo;s fees and physician&rsquo;s hospital visit fee.<br />
- Medical expenses for a sickness that happens in the course of 30 days from the initial effective date of the insurance policy will not be covered.<br />
- Costs associated with tests such as PET Scan, MRI, CT Scan, Echocardiogram or Exercise Stress Test (EST) will normally be paid under the Outpatient Benefits unless such tests have been prior approved by Aetna, they will be paid under the Inpatient Hospitalization Benefits : Hospital General Expenses.<br />
- Policyholder who purchases a health insurance policy before 60 years old and continuously renew the policy will be eligible for lifetime renewal. However, policyholder who purchases the policy after 60 years old will be eligible to renew the policy till 70 years old.<br />
- For Maternity Benefits, policyholder who will be covered must have been insured for at least 280 consecutive days before the childbirth and at least 90 consecutive days for a miscarriage.

Personal Care

​
<div class="table-responsive">
<table class="primary-table">
	<thead>
		<tr>
			<th style="width: 50%; text-align: left;">Maternity benefits* (Policyholder is able to purchase one of any maternity benefit plans)</th>
			<th style="width:12.5%;">Plan 1</th>
			<th style="width:12.5%;">Plan 2</th>
			<th style="width:12.5%;">Plan 3</th>
			<th style="width:12.5%;">Plan 4</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="5" style="text-align: left;">Eligible for expenses related to pregnancy and childbirth (regardless the expenses related to a child).</th>
		</tr>
		<tr>
			<td>- Normal Delivery, Assisted Delivery or Intentional Cesarean Delivery</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">40,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">60,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">90,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">120,000</td>
		</tr>
		<tr>
			<td>- Ectopic Pregnancy or Emergency Cesarean Section</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">80,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">120,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">180,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">240,000</td>
		</tr>
		<tr>
			<td>- Miscarriage</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">20,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">30,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">45,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">60,000</td>
		</tr>
	</tbody>
</table>

<table class="primary-table">
	<thead>
		<tr>
			<th style="width: 50%;">Additional Personal Accident</th>
			<th style="width: 12.5%;">Sapphire 08</th>
			<th style="width: 12.5%;">Ruby 08</th>
			<th style="width: 12.5%;">Emerald 08</th>
			<th style="width: 12.5%;">Diamond 08</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="5" style="text-align: left;">Personal Accident (Or.Bor.2)**</th>
		</tr>
		<tr>
			<td>- PA 200</td>
			<td colspan="4" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">200,000</td>
		</tr>
		<tr>
			<td>- PA 400</td>
			<td colspan="4" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">400,000</td>
		</tr>
		<tr>
			<td>- PA 900 (Occupation Class 1 and 2 only)</td>
			<td colspan="4" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">900,000</td>
		</tr>
	</tbody>
</table>

<table class="primary-table">
	<thead>
		<tr>
			<th style="width: 50%;">Outpatient benefits</th>
			<th style="width: 12.5%;">Sapphire 08</th>
			<th style="width: 12.5%;">Ruby 08</th>
			<th style="width: 12.5%;">Emerald 08</th>
			<th style="width: 12.5%;">Diamond 08</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="5" style="text-align: left;">Outpatient Benefits (maximum 1 visit per day and 30 visits per year)</th>
		</tr>
		<tr>
			<td>- Classic</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">400</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">500</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,500</td>
		</tr>
		<tr>
			<td>- Plus</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">500</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">800</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,200</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,000</td>
		</tr>
		<tr>
			<td>- Deluxe</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">600</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,500</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,500</td>
		</tr>
	</tbody>
</table>
</div>
<br />
<strong>​Remarks</strong><br />
*For Maternity Benefits, policyholders must make an advance payment for medical services.<br />
**Personal Accident insurance (Or.Bor.2) provides benefits in case of death, dismemberment, loss of sight, loss of hearing, loss of speech, and total permanent disability (50% of the sum assured for personal accident coverage while riding a motorcycle whether as a rider or passenger).<br />
- For Major Medical Treatment benefit, the Company pays 80% of the actual costs for a sum exceeding the inpatient hospitalization benefits including hospital general expenses, surgeon&rsquo;s fees and physician&rsquo;s hospital visit fee.<br />
- Medical expenses for a sickness that happens in the course of 30 days from the initial effective date of the insurance policy will not be covered.<br />
- Costs associated with tests such as PET Scan, MRI, CT Scan, Echocardiogram or Exercise Stress Test (EST) will normally be paid under the Outpatient Benefits unless such tests have been prior approved by Aetna, they will be paid under the Inpatient Hospitalization Benefits : Hospital General Expenses.<br />
- Policyholder who purchases a health insurance policy before 60 years old and continuously renew the policy will be eligible for lifetime renewal. However, policyholder who purchases the policy after 60 years old will be eligible to renew the policy till 70 years old.<br />
- For Maternity Benefits, policyholder who will be covered must have been insured for at least 280 consecutive days before the childbirth and at least 90 consecutive days for a miscarriage.

<p>Please see your plan documents for a full list of exclusions.&nbsp;Examples of our typical exclusions are as follow:<br />
<br />
<strong>Health insurance&nbsp;&nbsp;</strong></p>

<ul>
	<li>Pre-existing conditions or medical expenses for an illness that occurs&nbsp;within 30 days of policy inception</li>
	<li>Treatment for congenital anomalies or developmental disorders</li>
	<li>Medical expenses incurred from the treatment of attempted suicide or self-inflicted injury</li>
	<li>Acquired Immune Deficiency Syndrome (AIDS), including related complications or sexually transmitted diseases</li>
	<li>Any medical treatment that is experimental, including alternative treatments</li>
	<li>Treatment that is not medically necessary</li>
	<li>Pregnancy, childbirth, miscarriage (unless the maternity option is purchased), contraception, sterilisation</li>
	<li>Visual acuity, laser eye treatment, LASIK, dental treatment and cosmetic treatments such as for acne or blemishes</li>
	<li>Specific illnesses that occur within 6 months of policy inception, such as tumors or cancers, polyps or cysts, hemorrhoids, hernias, pterygium, pinguecula or cataracts, tonsillectomy or adenoidectomy, kidney stones, endometriosis, varicose veins, hallux valgus, ganglions</li>
</ul>

<p><br />
<strong>Personal accident&nbsp;&nbsp;</strong></p>

<ul>
	<li>We will cover you for death, dismemberment, loss of sight, loss of hearing, loss of speech, or permanent disability arising from injury due to accident.&nbsp;</li>
	<li>We may not cover injuries resulting from:
	<ul>
		<li>Dangerous sports</li>
		<li>Flying in a non-commercial aircraft or whilst serving as a crew member in any aircraft</li>
		<li>Being under the influence of drugs or alcohol</li>
		<li>Suicide or self inflicted injury</li>
		<li>Driving or riding as a passenger on a motorcycle - only 50% of the benefit will be paid and not more than THB 200,000</li>
		<li>Bacterial infections</li>
		<li>Miscarriage resulting from an accident</li>
		<li>Taking part in a fight</li>
		<li>Criminal acts</li>
		<li>War</li>
		<li>Radioactivity</li>
	</ul>
	</li>
	<li>Personal accident cover is not available for children under 18 years.</li>
</ul>


<p><strong>Health insurance</strong></p>

<ul>
	<li>Eligible for persons aged 15 days to 65 years</li>
	<li>For members with more than one policy with Aetna, we will pay up to THB 5m per injury or illness depending on eligible plan limits.</li>
	<li>For Major Medical benefits, we will pay 80% of costs exceeding the plan&#39;s inpatient hospitalisation benefits - this includes hospital general expenses, surgeon fees and physician hospital visit fees.</li>
	<li>Costs associated with diagnostic tests such as PET scans, MRI, CT scans, Echocardiogram or Exercise Stress Test (EST) will typically be paid under outpatient benefits, unless such tests have been pre-approved by us. If pre-approved, they will be paid under inpatient hospitalisation benefits.</li>
	<li>Worldwide coverage excluding the U.S., where cover is only available for injuries caused by accidents.</li>
	<li>Members who purchase their plan before 60 years old and continuously renew the plan will be eligible for lifetime renewal. Members who purchase their plan after 60 years old will be eligible to renew the policy until they are 70 years old.</li>
	<li>For maternity benefits, members must have had this cover for at least 280 consecutive days before childbirth claims are eligible, and at least 90 consecutive days before claims for miscarriage are eligible.</li>
</ul>

<p><strong>Personal Accident</strong></p>

<ul>
	<li>For members with more than one policy with Aetna, we will pay up to THB 1m per member, depending on eligilbe plan limits.</li>
	<li>For the Personal Accident limit option of THB 900,000, we will only cover members who are in class 1 and 2 occupations. Please contact your Aetna representative for more details.</li>
</ul>


<h2>Personal Care</h2>

<p>Take care of yourself and your family with<br />
affordable health insurance for every illness<br />
or injury up to THB 600k</p>

<p>&nbsp;</p>


​
<div class="table-responsive">
<table class="primary-table">
	<thead>
		<tr>
			<th rowspan="2" style="width: 50%;">Description</th>
			<th colspan="2" style="width: 50%;">Benefits (THB)</th>
		</tr>
		<tr>
			<th style="width: 25%;">Superior</th>
			<th style="width: 25%;">Ultimate</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="7">Inpatient Hospitalization benefits</th>
		</tr>
		<tr>
			<td>Maximum benefit for an injury or sickness per disability*<br />
			(including major medical treatement benefits)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">5,000,000</td>
		</tr>
		<tr>
			<th colspan="3">Room and board including fees for nursing services</th>
		</tr>
		<tr>
			<td>Non-intensive Care Room (maximum payable per day)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">8,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">12,000</td>
		</tr>
		<tr>
			<td>Intensive Care Unit (ICU), maximum payable per day<br />
			(with a maxi mum limit of 15 days per disability*)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">16,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">24,000</td>
		</tr>
		<tr>
			<th colspan="3">Hospital General Expenses</th>
		</tr>
		<tr>
			<td>Hospital General Expenses</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">80,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">200,000</td>
		</tr>
		<tr>
			<td>Emergency Accidental Outpatient Treatment (first visit within 24 hours after<br />
			the accident and follow-up treatment within 15 days). included in Hospital General Expenses</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">25,000</td>
		</tr>
		<tr>
			<td>Ambulance (maximum per disability), included in Hospital General Expenses</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
		</tr>
		<tr>
			<th colspan="3">Surgeon&#39;s fees</th>
		</tr>
		<tr>
			<td>Surgeon&rsquo;s fees including Consultation fees (as per Surgical Schedule)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">250,000</td>
		</tr>
		<tr>
			<th colspan="3">Physician&rsquo;s hospital visit fee</th>
		</tr>
		<tr>
			<td>Physician&rsquo;s hospital visit fee (maximum payable per day)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,800</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">4,500</td>
		</tr>
		<tr>
			<th colspan="3">Major Medical Treatment</th>
		</tr>
		<tr>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: left;">Major Medical Treatment pays 80% of the actual costs for a sum exceeding the inpatient hospitalization benefits (excluding room and board and fees for<br />
			nursing services), up to the maximum benefit by plan</td>
		</tr>
		<tr>
			<th colspan="3">Personal Accident</th>
		</tr>
		<tr>
			<td>Personal Accident (Or.Bor.2)**</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
		</tr>
	</tbody>
</table>
</div>
<br />
<strong>​Remarks</strong><br />
*Per Disability or Single Confinement means the case when the Covered Person is confined to a Hospital or Medical Center as an Inpatient at any time, which include the confinements for 2 times or more due to the same cause, disease, or complication, with intervals of not more than 90 days from the most recent discharge from a Hospital or Medical Center. Outpatient treatment for no more than 30 days from the most recent treatment due to the same cause, disease or complication shall also be deemed a Single Confinement.<br />
**Personal Accident insurance (Or.Bor.2) provides benefits in case of death, dismemberment, loss of sight, loss of hearing, loss of speech, and total permanent disability (50% of the sum assured for personal accident coverage while riding a motorcycle whether as a rider or passenger).<br />
- For Major Medical Treatment benefit, the Company pays 80% of the actual costs for a sum exceeding the inpatient hospitalization benefits including hospital general expenses, surgeon&rsquo;s fees and physician&rsquo;s hospital visit fee.<br />
- Medical expenses for a sickness that happens in the course of 30 days from the initial effective date of the insurance policy will not be covered.<br />
- Costs associated with tests such as PET Scan, MRI, CT Scan, Echocardiogram or Exercise Stress Test (EST) will normally be paid under the Outpatient Benefits unless such tests have been prior approved by Aetna, they will be paid under the Inpatient Hospitalization Benefits : Hospital General Expenses.<br />
- Policyholder who purchases a health insurance policy before 60 years old and continuously renew the policy will be eligible for lifetime renewal. However, policyholder who purchases the policy after 60 years old will be eligible to renew the policy till 70 years old.<br />
- For Maternity Benefits, policyholder who will be covered must have been insured for at least 280 consecutive days before the childbirth and at least 90 consecutive days for a miscarriage

Beyond Personal Care

​​
<div class="table-responsive">
<table class="primary-table">
	<thead>
		<tr>
			<th style="width: 50%;">Maternity benefits* (Policyholder is able to purchase one of any maternity benefit plans)</th>
			<th style="width:12.5%;">Plan 1</th>
			<th style="width:12.5%;">Plan 2</th>
			<th style="width:12.5%;">Plan 3</th>
			<th style="width:12.5%;">Plan 4</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="5" style="text-align: left;">Eligible for expenses related to pregnancy and childbirth (regardless the expenses related to a child).</th>
		</tr>
		<tr>
			<td>- Normal Delivery, Assisted Delivery or Intentional Cesarean Delivery</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">40,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">60,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">90,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">120,000</td>
		</tr>
		<tr>
			<td>- Ectopic Pregnancy or Emergency Cesarean Section</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">80,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">120,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">180,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">240,000</td>
		</tr>
		<tr>
			<td>- Miscarriage</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">20,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">30,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">45,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">60,000</td>
		</tr>
	</tbody>
</table>

<table class="primary-table">
	<thead>
		<tr>
			<th style="width: 50%;">Additional Personal Accident</th>
			<th style="width: 25%;">Superior</th>
			<th style="width: 25%;">Ultimate</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="5" style="text-align: left;">Personal Accident (Or.Bor.2)**</th>
		</tr>
		<tr>
			<td>- PA 200</td>
			<td colspan="4" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">200,000</td>
		</tr>
		<tr>
			<td>- PA 400</td>
			<td colspan="4" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">400,000</td>
		</tr>
		<tr>
			<td>- PA 900 (occupation class 1 and 2 only)</td>
			<td colspan="4" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">900,000</td>
		</tr>
	</tbody>
</table>

<table class="primary-table">
	<thead>
		<tr>
			<th style="width: 50%;">Outpatient benefits</th>
			<th style="width: 25%;">Superior</th>
			<th style="width: 25%;">Ultimate</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="3" style="text-align: left;">Outpatient benefits, maximum one visit per day and 30 visits per year</th>
		</tr>
		<tr>
			<td>- Classic</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,500</td>
		</tr>
		<tr>
			<td>- Plus</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,500</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">3,000</td>
		</tr>
		<tr>
			<td>- Deluxe</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">3,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">3,500</td>
		</tr>
	</tbody>
</table>
</div>
<br />
<strong>​Remarks</strong><br />
*For Maternity Benefits, policyholders must make an advance payment for medical services.<br />
**Personal Accident insurance (Or.Bor.2) provides benefits in case of death, dismemberment, loss of sight, loss of hearing, loss of speech, and total permanent disability (50% of the sum assured for personal accident coverage while riding a motorcycle whether as a rider or passenger).<br />
- For Major Medical Treatment benefit, the Company pays 80% of the actual costs for a sum exceeding the inpatient hospitalization benefits including hospital general expenses, surgeon&rsquo;s fees and physician&rsquo;s hospital visit fee.<br />
- Medical expenses for a sickness that happens in the course of 30 days from the initial effective date of the insurance policy will not be covered.<br />
- Costs associated with tests such as PET Scan, MRI, CT Scan, Echocardiogram or Exercise Stress Test (EST) will normally be paid under the Outpatient Benefits unless such tests have been prior approved by Aetna, they will be paid under the Inpatient Hospitalization Benefits : Hospital General Expenses.<br />
- Policyholder who purchases a health insurance policy before 60 years old and continuously renew the policy will be eligible for lifetime renewal. However, policyholder who purchases the policy after 60 years old will be eligible to renew the policy till 70 years old.<br />
- For Maternity Benefits, policyholder who will be covered must have been insured for at least 280 consecutive days before the childbirth and at least 90 consecutive days for a miscarriage

<p>Please see your plan documents for a full list of exclusions. Examples of our typical exclusions are as follow:<br />
<br />
<strong>Health insurance&nbsp;&nbsp;</strong></p>

<ul>
	<li>Pre-existing conditions or medical expenses for an illness that occurs within 30 days of policy inception</li>
	<li>Treatment for congenital anomalies or developmental disorders</li>
	<li>Medical expenses incurred from the treatment of attempted suicide or self-inflicted injury</li>
	<li>Acquired Immune Deficiency Syndrome (AIDS), including related complications or sexually transmitted diseases</li>
	<li>Any medical treatment that is experimental, including alternative treatments</li>
	<li>Treatment that is not medically necessary</li>
	<li>Pregnancy, childbirth, miscarriage (unless the maternity option is purchased), contraception, sterilisation</li>
	<li>Visual acuity, laser eye treatment, LASIK, dental treatment and cosmetic treatments such as for acne or blemishes</li>
	<li>Specific illnesses that occur within 6 months of policy inception, such as tumors or cancers, polyps or cysts, hemorrhoids, hernias, pterygium, pinguecula or cataracts, tonsillectomy or adenoidectomy, kidney stones, endometriosis, varicose veins, hallux valgus, ganglions</li>
</ul>

<p><br />
<strong>Personal accident&nbsp;&nbsp;</strong></p>

<ul>
	<li>We will cover you for death, dismemberment, loss of sight, loss of hearing, loss of speech, or permanent disability arising from injury due to accident.&nbsp;</li>
	<li>We may not cover injuries resulting from:
	<ul>
		<li>Dangerous sports</li>
		<li>Flying in a non-commercial aircraft or whilst serving as a crew member in any aircraft</li>
		<li>Being under the influence of drugs or alcohol</li>
		<li>Suicide or self inflicted injury</li>
		<li>Driving or riding as a passenger on a motorcycle - only 50% of the benefit will be paid and not more than THB 200,000</li>
		<li>Bacterial infections</li>
		<li>Miscarriage resulting from an accident</li>
		<li>Taking part in a fight</li>
		<li>Criminal acts</li>
		<li>War</li>
		<li>Radioactivity</li>
	</ul>
	</li>
	<li>Personal accident cover is not available for children under 18 years.</li>
</ul>


<h2>Beyond Personal Care</h2>

<p>Affordable health plans for you and your family,<br />
with up to&nbsp;THB 5m cover for every illness or injury</p>

<p>&nbsp;</p>


Family health insurance with comprehensive limits

​
<div class="table-responsive">
<table class="primary-table">
	<thead>
		<tr>
			<th rowspan="2" style="width: 50%;">Description</th>
			<th colspan="3" style="width: 50%;">Benefits (THB)</th>
		</tr>
		<tr>
			<th style="width: 16.67%;">Opal 1</th>
			<th style="width: 16.67%;">Opal 2</th>
			<th style="width: 16.67%;">Opal 3</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="4">Inpatient hospitalization benefits</th>
		</tr>
		<tr>
			<td>Maximum annual benefits</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">350,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">550,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">750,000</td>
		</tr>
		<tr>
			<th colspan="4">Room and board including fees for nursing services</th>
		</tr>
		<tr>
			<td>Non-intensive care room, maximum payable per day</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">3,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">4,000</td>
		</tr>
		<tr>
			<td>Intensive Care Unit (ICU), maximum payable per day (with a maximum annual limit of 15 days)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">4,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">6,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">8,000</td>
		</tr>
		<tr>
			<th colspan="4">Hospital general expenses</th>
		</tr>
		<tr>
			<td>Hospital general expenses</td>
			<td colspan="4" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Full cover*</td>
		</tr>
		<tr>
			<td>Emergency accidental outpatient treatment (first visit within 24 hours<br />
			after the accident and follow-up treatment within 15 days)</td>
			<td colspan="4" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Full cover*</td>
		</tr>
		<tr>
			<td>Ambulance</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
		</tr>
		<tr>
			<th colspan="4">Surgeon&rsquo;s fees</th>
		</tr>
		<tr>
			<td>Surgeon&rsquo;s fees including specialist&rsquo;s consultation fees before operation</td>
			<td colspan="4" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Full cover*</td>
		</tr>
		<tr>
			<th colspan="4">Physician&rsquo;s hospital visit fee</th>
		</tr>
		<tr>
			<td>Physician&rsquo;s hospital visit fee, maximum one time per day</td>
			<td colspan="4" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Full cover*</td>
		</tr>
		<tr>
			<td>Specialist&rsquo;s consultation fees</td>
			<td colspan="4" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Full cover*</td>
		</tr>
		<tr>
			<th colspan="4">Bone marrow transplant, organ transplant, renal dialysis</th>
		</tr>
		<tr>
			<td>Bone marrow transplant, organ transplant, renal dialysis, maximum limit per injury or sickness**</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</td>
		</tr>
		<tr>
			<th colspan="4">Personal accident</th>
		</tr>
		<tr>
			<td>Personal accident (Or.bor.2)***</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
		</tr>
	</tbody>
</table>
</div>
&nbsp;

<p><strong>Remarks:</strong><br />
*Full cover for hospital general expenses, surgeon&rsquo;s fees, physician&rsquo;s hospital visit fees and specialist&rsquo;s consultation fees but not exceeding the maximum benefit specified in the policy schedule.<br />
**The case when the insured person is treated in a hospital or medical center at any time, which include the treatment for 2 times or more due to the same causes, disease, or complication, with intervals of not more than 90 days from the most recent discharge from a hospital or medical center.<br />
***Personal Accident insurance (Or.Bor.2) provides benefits in case of death, dismemberment, loss of sight, loss of hearing, loss of speech, and total permanent disability (50% of the sum assured for personal accident coverage while riding a motorcycle whether as a rider or passenger).<br />
- Medical expenses for a medical condition occurring within 30 days from the initial effective date of the insurance policy will not be covered.<br />
- Cost associated with tests such as PET scan, MRI, CT scan, Echocardiogram or Exercise stress test will normally be paid under outpatient benefits unless such tests have been approved in advance by Aetna, they will be paid under hospital general expenses benefits.<br />
- Policyholders who purchase a health insurance policy before turning 60 years old and continuously renew the policy will be eligible for life time renewal. However, policyholders who purchase the policy after 60 years old will only be eligible to renew the policy till they turn 70 years old.</p>


Opal

<div class="table-responsive">
<table class="primary-table">
	<thead>
		<tr>
			<th rowspan="2" style="width: 50%;">Description</th>
			<th colspan="3" style="width: 50%;">Benefits (THB)</th>
		</tr>
		<tr>
			<th style="width: 16.67%;">Opal 1</th>
			<th style="width: 16.67%;">Opal 2</th>
			<th style="width: 16.67%;">Opal 3</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="4">Outpatient benefits</th>
		</tr>
		<tr>
			<td>Outpatient benefits, maximum 1 visit per day and 30 visits per year</td>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">&nbsp;</td>
		</tr>
		<tr>
			<td>- Classic</td>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
		</tr>
		<tr>
			<td>- Plus</td>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,500</td>
		</tr>
		<tr>
			<td>- Deluxe</td>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,000</td>
		</tr>
		<tr>
			<th colspan="4">Personal accident</th>
		</tr>
		<tr>
			<td>Personal accident (Or.bor.2)*</td>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">&nbsp;</td>
		</tr>
		<tr>
			<td>- PA 200</td>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">200,000</td>
		</tr>
		<tr>
			<td>- PA 400</td>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">400,000</td>
		</tr>
		<tr>
			<td>- PA 900 (occupation class 1 and 2 only)</td>
			<td colspan="3" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">900,000</td>
		</tr>
	</tbody>
</table>
</div>
&nbsp;

<p><strong>Remarks:</strong><br />
*Personal Accident insurance (Or.Bor.2) provides benefits in case of death, dismemberment, loss of sight, loss of hearing, loss of speech, and total permanent disability (50% of the sum assured for personal accident coverage while riding a motorcycle whether as a rider or passenger).<br />
- Medical expenses for a medical condition occurring within 30 days from the initial effective date of the insurance policy will not be covered.<br />
- Cost associated with tests such as PET scan, MRI, CT scan, Echocardiogram or Exercise stress test will normally be paid under outpatient benefits unless such tests have been approved in advance by Aetna, they will be paid under hospital general expenses benefits.<br />
- Policyholders who purchase a health insurance policy before turning 60 years old and continuously renew the policy will be eligible for life time renewal. However, policyholders who purchase the policy after 60 years old will only be eligible to renew the policy till they turn 70 years old.</p>


<p><strong>Health Insurance</strong></p>

<ul>
	<li>Eligible for persons aged 15 days to 65 years</li>
	<li>Cover is for treatment in Thailand only</li>
	<li>Members under the age of 20 must have a guardian (parent of the insured) on the same insurance policy</li>
	<li>Costs associated with diagnostic tests such as PET scans, MRI, CT scans, Echocardiogram or Exercise Stress Test (EST) will typically be paid under outpatient benefits, unless such tests have been pre-approved by us. If pre-approved, they will be paid under inpatient hospitalisation benefits.</li>
	<li>Members who purchase their plan before 60 years old and continuously renew the plan will be eligible for lifetime renewal. Members who purchase their plan after 60 years old will be eligible to renew the policy until they are 70 years old.</li>
	<li>For maternity benefits, members must have had this cover for at least 280 consecutive days before childbirth claims are eligible, and at least 90 consecutive days before claims for miscarriage are eligible.</li>
	<li>No medical expenses coverage in the following providers:
	<ol style="margin-left: 10px;">
		<li>Bumrungrad hospital</li>
		<li>BNH Hospitals and BNH All Season Clinic</li>
		<li>Samitivej Hospital (Sukhumvit, Srinakarin and Chinatown) and Samitivej Medical Clinic (Don Mueng, Suvanabhumi and Free Zone)</li>
		<li>Bangkok Hospital (Soonvijai, Pattaya, Rayong, Phuket, Had Yai, Samui, Ratchasima, Hua Hin and Chiang Mai), Bangkok Pattaya Medical Clinic (Bang Saray), Bangkok Rayong Medical Clinic (Ban Chang, Bo Win, Pluak&nbsp;Daeng, Nikom Pattana, Eastern Seaboard, Banphe, Saphansi, Mapkha and Nong Chak) and Bangkok Phuket Medical Clinic Mai KHao</li>
		<li>Paolo Hospital Prapadaeng</li>
	</ol>
	List of hospitals and clinics without coverage updated as of 11st April 2022.<br />
	Members may obtain an updated list of Aetna&rsquo;s medical network at www.aetna.co.th or by calling Aetna&rsquo;s call center 0 2232 8666.<br />
	Aetna Health Insurance reserves the right to change our medical network information without prior announcement.</li>
</ul>

<p><strong>Personal Accident</strong></p>

<ul>
	<li>For members with more than one policy with Aetna, we will pay up to THB 1m per member, depending on eligilbe plan limits.</li>
	<li>For the Personal Accident limit option of THB 900,000, we will only cover members who are in class 1 and 2 occupations. Please contact your Aetna representative for more details.</li>
</ul>

<div style="margin-left: 40px;">This list is correct as at 1 April 2021. Members can check on changes to this list by calling 0 2232 8666.</div>

<p><strong>Personal Accident</strong></p>

<ul>
	<li>For members with more than one policy with Aetna, we will pay up to THB 1m per member, depending on eligilbe plan limits.</li>
	<li>For the Personal Accident limit option of THB 900,000, we will only cover members who are in class 1 and 2 occupations. Please contact your Aetna representative for more details.</li>
</ul>


<p>Please see your plan documents for a full list of exclusions. Examples of our typical exclusions are as follow:<br />
<br />
<strong>Health insurance&nbsp;&nbsp;</strong></p>

<ul>
	<li>Pre-existing conditions or medical expenses for an illness that occurs within 30 days of policy inception</li>
	<li>Treatment for congenital anomalies or developmental disorders</li>
	<li>Medical expenses incurred from the treatment of attempted suicide or self-inflicted injury</li>
	<li>Acquired Immune Deficiency Syndrome (AIDS), including related complications or sexually transmitted diseases</li>
	<li>Any medical treatment that is experimental, including alternative treatments</li>
	<li>Treatment that is not medically necessary</li>
	<li>Pregnancy, childbirth, miscarriage (unless the maternity option is purchased), contraception, sterilisation</li>
	<li>Visual acuity, laser eye treatment, LASIK, dental treatment and cosmetic treatments such as for acne or blemishes</li>
	<li>Specific illnesses that occur within 120 days of policy inception, such as tumors or cancers, polyps or cysts, hemorrhoids, hernias, pterygium, pinguecula or cataracts, tonsillectomy or adenoidectomy, kidney stones, endometriosis, varicose veins, hallux valgus, ganglions</li>
</ul>

<p><br />
<strong>Personal accident&nbsp;&nbsp;</strong></p>

<ul>
	<li>We will cover you for death, dismemberment, loss of sight, loss of hearing, loss of speech, or permanent disability arising from injury due to accident.&nbsp;</li>
	<li>We may not cover injuries resulting from:
	<ul>
		<li>Dangerous sports</li>
		<li>Flying in a non-commercial aircraft or whilst serving as a crew member in any aircraft</li>
		<li>Being under the influence of drugs or alcohol</li>
		<li>Suicide or self inflicted injury</li>
		<li>Driving or riding as a passenger on a motorcycle - only 50% of the benefit will be paid and not more than THB 200,000</li>
		<li>Bacterial infections</li>
		<li>Miscarriage resulting from an accident</li>
		<li>Taking part in a fight</li>
		<li>Criminal acts</li>
		<li>War</li>
		<li>Radioactivity</li>
	</ul>
	</li>
	<li>Personal accident cover is not available for children under 18 years.</li>
</ul>


<h2>Opal</h2>

<p>Simple health cover with &#39;as charged&#39; hospitalisation<br />
coverage of up to THB 750k per year</p>

<p>&nbsp;</p>


Simple 'as-charged' cover for injury or illness

<div class="table-responsive">​
<table class="primary-table">
	<thead>
		<tr>
			<th rowspan="2" style="width: 50%;">Benefits</th>
			<th colspan="4" style="width: 50%;">Limits (Baht)</th>
		</tr>
		<tr>
			<th style="width: 12.5%;">Plan 1</th>
			<th style="width: 12.5%;">Plan 2</th>
			<th style="width: 12.5%;">Plan 3</th>
			<th style="width: 12.5%;">Plan 4</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th colspan="5">Inpatient hospitalization benefits*</th>
		</tr>
		<tr>
			<td>Maximum aggregated benefit for an injury or sickness per disability**</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">300,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">400,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">500,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">600,000</span></td>
		</tr>
		<tr>
			<td>Pay 80% of eligible medical expenses in excess of the deductible amount***</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">20,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">20,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">20,000</span></td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;"><span style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">20,000</span></td>
		</tr>
		<tr>
			<td>Non-intensive care room, maximum payable per day****</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">2,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">3,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">4,000</td>
		</tr>
		<tr>
			<th colspan="5">Personal accident</th>
		</tr>
		<tr>
			<td>Personal accident (Or.bor.2)*****</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000</td>
		</tr>
	</tbody>
</table>
</div>
<br />
<strong>Remarks</strong><br />
*Once the deductible amount has been reached.<br />
**Maximum benefit Per Disability includes inpatient hospitalization (room and board including fees for nursing services, hospital general expenses, surgeon&rsquo;s fees and physician&rsquo;s hospital visit fee).<br />
<br />
Per Disability or Single Confinement means the case when the Covered Person is confined to a Hospital or Medical Center as an Inpatient at any time, which include the confinements for 2 times or more due to the same causes, disease, or complication, with intervals of not more than 90 days from the most recent discharge from a Hospital or Medical Center. Outpatient treatment for no more than 30 days from the most recent treatment due to the same cause, disease or complication shall also be deemed a Single Confinement.<br />
<br />
***Cover for medical expenses includes surgeon&rsquo;s fees, operating room fee, physician&rsquo;s hospital visit fee, specialist&rsquo;s consultation fees, but not exceeding the maximum benefit specified in the policy schedule.<br />
****Provides benefits and coverage of non-intensive care room in case of the deductible amount has been reached.<br />
*****Personal accident insurance (Or.bor.2) provides benefits in case of death, dismemberment, loss of sight, loss of hearing, loss of speech, and total permanent disability (50% of the sum assured for personal accident coverage while riding a motorcycle whether as a rider or passenger)

Extra Care

<p>Please see your plan documents for a full list of exclusions. Examples of our typical exclusions are as follow:<br />
<br />
<strong>Health insurance&nbsp;&nbsp;</strong></p>

<ul>
	<li>Pre-existing conditions&nbsp;</li>
	<li>Treatment for congenital anomalies or developmental disorders</li>
	<li>Medical expenses incurred from the treatment of attempted suicide or self-inflicted injury</li>
	<li>Expenses recoverable from a third party, including compensation from the Workmen Compensation Act and Victim&#39;s Act</li>
	<li>Acquired Immune Deficiency Syndrome (AIDS), including related complications or sexually transmitted diseases</li>
	<li>Any medical treatment that is experimental, including alternative treatments</li>
	<li>Treatment that has not been referred by a doctor</li>
	<li>Pregnancy, childbirth, miscarriage (unless the maternity option is purchased), contraception, sterilisation</li>
	<li>Hormone replacement therapy</li>
	<li>Appliances such as spectacles, lenses, hearing aids or wheelchairs</li>
	<li>Visual acuity, laser eye treatment, LASIK, dental treatment and cosmetic treatments such as for acne or blemishes</li>
	<li>Transplant surgery and treatment for renal failure</li>
	<li>Injury due to dangerous sports</li>
	<li>Specific illnesses that occur within 6 months of policy inception, such as tumors or cancers, polyps or cysts, hemorrhoids, hernias, pterygium, pinguecula or cataracts, tonsillectomy or adenoidectomy, kidney stones, endometriosis, varicose veins, hallux valgus, ganglions</li>
	<li>Worldwide coverage excluding the U.S., where cover is only available for injuries caused by accidents.</li>
</ul>

<p><br />
<strong>Personal accident&nbsp;&nbsp;</strong></p>

<ul>
	<li>We will cover you for death, dismemberment, loss of sight, loss of hearing, loss of speech, or permanent disability arising from injury due to accident.&nbsp;</li>
	<li>We may not cover injuries resulting from:
	<ul>
		<li>Dangerous sports</li>
		<li>Flying in a non-commercial aircraft or whilst serving as a crew member in any aircraft</li>
		<li>Being under the influence of drugs or alcohol</li>
		<li>Suicide or self inflicted injury</li>
		<li>Driving or riding as a passenger on a motorcycle - only 50% of the benefit will be paid and not more than THB 200,000</li>
		<li>Bacterial infections</li>
		<li>Miscarriage resulting from an accident</li>
		<li>Taking part in a fight</li>
		<li>Criminal acts</li>
		<li>War</li>
		<li>Radioactivity</li>
	</ul>
	</li>
</ul>


<h2>Extra Care</h2>

<p>Boost your existing health insurance<br />
with our affordable top-up plans -<br />
up to THB 600k per injury or illness</p>

<p>&nbsp;</p>


Boost your health cover with affordable top-up plans

<div class="table-responsive">
<table class="primary-table">
	<thead>
		<tr>
			<th rowspan="2" style="width: 50%;">Description</th>
			<th colspan="6" style="width: 50%;">Benefits (THB)</th>
		</tr>
		<tr>
			<th style="width: 8.33%;">Plan 1</th>
			<th style="width: 8,33%;">Plan 2</th>
			<th style="width: 8.33%;">Plan 3</th>
			<th style="width: 8.33%;">Plan 4</th>
			<th style="width: 8.33%;">Plan 5</th>
			<th style="width: 8.33%;">Plan 6</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<td>Lump sum cancer cover</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">200,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">300,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">400,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">500,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000,000</td>
		</tr>
		<tr>
			<td>Lump sum skin cancer cover</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">20,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">40,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">60,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">80,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">200,000</td>
		</tr>
		<tr>
			<td>Personal accident (Or.bor.2)*</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">10,000</td>
		</tr>
	</tbody>
</table>
</div>
<br />
<strong>Remarks</strong><br />
*Personal accident insurance (Or.bor.2) provides benefits in case of death, dismemberment, loss of sight, loss of hearing, loss of speech, and total permanent disability (50% of the sum assured for personal accident coverage while riding a motorcycle whether as a rider or passenger).

Extra Value

<p>Please see your plan documents for a full list of exclusions.</p>

<p>We may deny claims for cancer treatment if:</p>

<ul>
	<li>the cancer is a pre-existing condition</li>
	<li>the cancer is related to Acquired Immune Deficiency Syndrome (AIDS), including any related complications, or sexually transmitted diseases.</li>
	<li>the cancer occurs within 90 days of policy inception</li>
</ul>


<h2>Extra Value</h2>

<p>Cover for all stages of cancer,<br />
up to THB 1m per lifetime</p>

<p>&nbsp;</p>


<div class="table-responsive">
<table class="primary-table">
	<thead>
		<tr>
			<th rowspan="2" style="width: 30%;">Benefits</th>
			<th colspan="5" style="width: 70%;">Plans</th>
		</tr>
		<tr>
			<th style="width: 14%;">Thailand UltraCare</th>
			<th style="width: 14%;">Standard</th>
			<th style="width: 14%;">Select</th>
			<th style="width: 14%;">Comprehensive</th>
			<th style="width: 14%;">Elite</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<td>Overall Plan Limit</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB10 million</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB60 million</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB100 million</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB160 million</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB200 million</td>
		</tr>
		<tr>
			<td>Coverage Area</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Worldwide exc. USA</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Worldwide exc. USA</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Worldwide exc. USA</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Worldwide exc. USA</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Worldwide exc. USA</td>
		</tr>
		<tr>
			<td>Excess Options</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">No excess in Thailand. THB68,000 excess applicable to inpatient treatment outside of Thailand only</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Yes</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Yes</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Yes</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Yes</td>
		</tr>
		<tr>
			<td>Underwriting Options for individuals</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">24-month moratorium</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">24-month moratorium</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">24-month moratorium</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">24-month moratorium</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">24-month moratorium</td>
		</tr>
		<tr>
			<td>Cancer Care</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
		</tr>
		<tr>
			<td>Inpatient &amp; Daycare Treatment (Includes hospital accommodation, medical practitioners&rsquo; fees, nursing fees, prescribed drugs and dresings)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
		</tr>
		<tr>
			<td>Outpatient Treatment (includes medical practitioners&#39; fees, prescribed drugs and dressings)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB60,000 (MRI, PET, CET scans are paid in full)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Not covered</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB200,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB400,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
		</tr>
		<tr>
			<td>Outpatient Surgery</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
		</tr>
		<tr>
			<td>Physiotherapy</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Yes<br />
			(in and outpatient)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">inpatient &amp; post-hospitalization only</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Yes<br />
			(in and outpatient)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Yes<br />
			(in and outpatient)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Yes<br />
			(in and outpatient)</td>
		</tr>
		<tr>
			<td>Complimentary Medicine</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Not covered</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Not covered</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Yes</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Yes</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Yes</td>
		</tr>
		<tr>
			<td>Psychiatric Treatment (subject to waiting period)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Not covered</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Not covered</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB40,000 for outpatient treatment</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB400,000 inpatient / THB80,000 outpatient</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in full for inpatient/THB400,000 outpatient</td>
		</tr>
		<tr>
			<td>Maintenance of Chronic Conditions</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid up to a lifetime limit of THB2,720,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Not covered</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid up to a lifetime limit of THB3 million</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid up to a lifetime limit of THB6 million</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid up to a lifetime limit of THB12 million</td>
		</tr>
		<tr>
			<td>Terminal Care</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid up to a lifetime limit of THB2,720,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Not covered</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
		</tr>
		<tr>
			<td>Medical Evacuation and Repatriation</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid up to THB3.4 million</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full when needed for inpatient, daycare or cancer treatment</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in Full</td>
		</tr>
		<tr>
			<td>Wellness</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Not covered</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Not covered</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Not covered</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB28,000 (routine health checks and vaccinations)</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">THB40,000 (routine health checks and vaccinations)</td>
		</tr>
	</tbody>
</table>
</div>


UltraCare

<div class="table-responsive">
<table class="primary-table">
	<thead>
		<tr>
			<th rowspan="2" style="width: 50%;">Personal Accident Add-on Plan (PA)</th>
			<th colspan="2" style="width: 50%;">Sum Insured (Thai Baht, paid for each unit)</th>
		</tr>
		<tr>
			<th style="width: 25%;">Aged 0 - 17</th>
			<th style="width: 25%;">Aged 18 and over</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<td>Overall plan limit</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000,000</td>
		</tr>
		<tr>
			<td>Accidental death benefit</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000,000</td>
		</tr>
		<tr>
			<td>Total loss of sight of one eye</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">20,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">200,000</td>
		</tr>
		<tr>
			<td>Total loss of sight of both eyes</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000,000</td>
		</tr>
		<tr>
			<th colspan="4">Permanent disablement</th>
		</tr>
		<tr>
			<td>Permanent loss of use of one or more feet, hands, legs, below the knee or arms below the elbow</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">30,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">300,000</td>
		</tr>
		<tr>
			<td>Permanent loss of use of one or more legs above the knees or arms above the elbow</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000,000</td>
		</tr>
		<tr>
			<td>Permanent total disablement</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">100,000</td>
			<td style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,000,000</td>
		</tr>
	</tbody>
</table>
</div>


<div class="table-responsive">
<table class="primary-table">
	<thead>
		<tr>
			<th rowspan="1" style="width: 70%;">Maternity Add-on Plan (MA)</th>
			<th colspan="1" style="width: 30%;">Sum Insured (Thai Baht, Area2)</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<td>Overall plan limit</td>
			<td colspan="2" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">68,000,000</td>
		</tr>
		<tr>
			<td>Normal uncomplicated pregnancy and childbirth</td>
			<td colspan="2" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">340,000</td>
		</tr>
		<tr>
			<td>Complications during pregnancy and childbirth</td>
			<td colspan="2" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in full</td>
		</tr>
		<tr>
			<td>Birth defects</td>
			<td colspan="2" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">1,360,000</td>
		</tr>
		<tr>
			<td>Terminating a pregnancy</td>
			<td colspan="2" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in full</td>
		</tr>
		<tr>
			<td>Newborn child accommodation</td>
			<td colspan="2" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in full</td>
		</tr>
		<tr>
			<td>Local ambulance</td>
			<td colspan="2" style="color: rgb(104, 52, 124); font-weight: 700; text-align: center;">Paid in full</td>
		</tr>
	</tbody>
</table>
</div>


<h2>UltraCare</h2>

<p>International health cover of up to THB 200 Million per year<br />
for expatriates, Thai nationals and their families</p>

<p>&nbsp;</p>


The gold standard in international health insurance

Some visas require that you have a minimum level of health insurance - here&#39;s what happens when you select one of our visa compliant plans:
<ol>
	<li>Once approved, we will send you your&nbsp;certificate of insurance by email</li>
	<li>We will submit your information to TGIA via their portal</li>
	<li>The Department of Consular Affairs and Immigration Bureau will verify your&nbsp;information on the TGIA portal&nbsp;</li>
</ol>


Long Stay Visa compliant plans

​​
<div class="row">
<div class="col-12 col-md-4 col-lg-3 mb-4"><a href="/AetnaBackend/source/content/files/LSTVS_UC_Plan.pdf" target="_blank"><img alt="UltraCare" class="img-fluid d-block mb-2" src="/AetnaBackend/source/content/images/item5.jpg" /> </a>
<div>
<p class="m-0" style="font-size: 24px;"><strong><a href="/AetnaBackend/source/content/files/LSTVS_UC_Plan.pdf" target="_blank"><span style="color:#68347c;">UltraCare</span></a></strong></p>

<p class="m-0"><a href="/AetnaBackend/source/content/files/LSTVS_UC_Plan.pdf" target="_blank"><span style="color:#424340;">The gold standard in&nbsp;international health insurance</span></a></p>
</div>
</div>

<div class="col-12 col-md-4 col-lg-3 mb-4"><a href="/AetnaBackend/source/content/files/LSTVS_Platinum_Plus_Plan.pdf" target="_blank"><img alt="Platinum Plus" class="img-fluid d-block mb-2" src="/AetnaBackend/source/content/images/item1.jpg" /> </a>

<div>
<p class="m-0" style="font-size: 24px;"><strong><a href="/AetnaBackend/source/content/files/LSTVS_Platinum_Plus_Plan.pdf" target="_blank"><span style="color:#68347c;">Platinum+</span></a></strong></p>

<p class="m-0"><a href="/AetnaBackend/source/content/files/LSTVS_Platinum_Plus_Plan.pdf" target="_blank"><span style="color:#424340;">Superior cover for complete peace of mind</span></a></p>
</div>
</div>

<div class="col-12 col-md-4 col-lg-3 mb-4"><a href="/AetnaBackend/source/content/files/LSTVS_Beyond_Personal_Care_Plan.pdf" target="_blank"><img alt="Beyond Personal Care" class="img-fluid d-block mb-2" src="/AetnaBackend/source/content/images/item2.jpg" /> </a>

<div>
<p class="m-0" style="font-size: 24px;"><strong><a href="/AetnaBackend/source/content/files/LSTVS_Beyond_Personal_Care_Plan.pdf" target="_blank"><span style="color:#68347c;">Beyond Personal Care</span></a></strong></p>

<p class="m-0"><a href="/AetnaBackend/source/content/files/LSTVS_Beyond_Personal_Care_Plan.pdf" target="_blank"><span style="color:#424340;">Family health insurance with comprehensive limits</span></a></p>
</div>
</div>
</div>

<h2>Long Stay Visa<br />
Health Insurance Plans</h2>

<p>Visa-compliant plans that meet the minimum requirement<br />
of medical treatment, including COVID-19, up to THB 3m</p>

<p>&nbsp;</p>


Best & Affordable Health Insurance Plans in Thailand

Health insurance
made for you

Health insurance
made for you

vHealth vCare

Platinum+

Personal Care

Beyond Personal Care

Opal

Extra Care

Extra Value

UltraCare

Long Stay Visa compliant plans

Are you interested in Aetna’s Health insurance?

Best & Affordable Health Insurance Plans in Thailand

Health insurance made for you

Health insurance made for you

vHealth vCare

Platinum+

Personal Care

Beyond Personal Care

Opal

Extra Care

Extra Value

UltraCare

Long Stay Visa compliant plans

Are you interested in Aetna’s Health insurance?

Health insurance
made for you

Health insurance
made for you